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This Privacy Policy describes how Bearded Investor (“we,” “us,” or “our”) collects, uses, and shares information when you use our website https://beardedinvestor.com (the “Site”). Your privacy is important to us. It is Bearded Investor’s policy to respect your privacy regarding any information we may collect from you across our website.

1. Information We Collect

We may collect information that you voluntarily provide to us and information that is automatically collected when you use our Site.

a) Information You Provide:

  • Personal Identification Information: We may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. This may include, but is not limited to, your name and email address, particularly if you subscribe to a newsletter, leave comments, or contact us through a form.

b) Information Collected Automatically:

  • Log Data: Like many site operators, we collect information that your browser sends whenever you visit our Site (“Log Data”). This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages of our Site that you visit, the time and date of your visit, the time spent on those pages, and other statistics.
  • Cookies and Similar Technologies: We use cookies and similar tracking technologies to track the activity on our Site and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier.
    • We use cookies for various purposes, including understanding and saving your preferences for future visits, serving advertisements, and compiling aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.
    • Third-Party Cookies: Our Site may use third-party service providers, including advertising partners, who may use cookies and similar technologies to collect or receive information from our website and elsewhere on the internet and use that information to provide measurement services and target ads.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site.

2. How We Use Your Information

We use the information we collect for various purposes, including:

  • To provide, operate, and maintain our Site.
  • To improve, personalize, and expand our Site.
  • To understand and analyze how you use our Site.
  • To develop new products, services, features, and functionality.
  • To communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes (where you have consented).
  • To send you emails.
  • To serve advertisements: Information collected may be used by us or our third-party advertising partners to display advertisements on our Site or elsewhere online. This may include personalized advertising based on your Browse history and interests, where permitted by law and your consent choices.
  • For compliance purposes, including enforcing our Terms of Service, or other legal rights, or as may be required by applicable laws and regulations or requested by any judicial process or governmental agency.

3. Advertising and Your Choices

We partner with third-party advertising networks to display advertising on our Site or to manage our advertising on other sites.

  • These third-party vendors may use cookies and similar technologies to gather information about your activities on this Site and other sites in order to provide you with advertising based upon your Browse activities and interests (personalized advertising).
  • The information collected by these third parties may include your IP address, browser type, operating system, and information about your visits to this and other websites. This information is used to provide more relevant advertising and for other purposes such as limiting the number of times you see certain ads.
  • Opting Out of Personalized Advertising: Users can often opt out of personalized advertising from many third-party ad networks. You can learn more about interest-based advertising and how to opt-out by visiting:
  • Please note that opting out of personalized advertising does not mean you will no longer see advertisements, but that the ads you see may be less relevant to your interests.
  • For information on how our advertising partners use data they collect, please refer to their respective privacy policies. We encourage you to review the privacy policies of any third-party advertisers and ad networks.

4. Data Sharing and Disclosure

We do not sell your personal information. We may share your information in the following situations:

  • With Service Providers: We may share your personal information with third-party service providers to perform services on our behalf, such as website hosting, data analysis, email delivery, and customer service. These service providers are obligated to protect your information and are restricted from using your personal information for any other purpose.
  • With Advertising Partners: As described above, we work with third-party advertising partners who may collect information via cookies and similar technologies on our Site to serve ads and measure ad performance. These partners may combine this information with data from other sources. Their use of such information is governed by their own privacy policies.
  • For Legal Reasons: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).
  • To Protect Our Rights: We may disclose your information when we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person and illegal activities, or as evidence in litigation in which we are involved.

5. Your Data Protection Rights

Depending on your location, you may have the following rights regarding your personal information:

  • The right to access – You have the right to request copies of your personal data.
  • The right to rectification – You have the right to request that we correct any information you believe is inaccurate or complete information you believe is incomplete.
  • The right to erasure – You have the right to request that we erase your personal data, under certain conditions.
  • The right to restrict processing – You have the right to request that we restrict the processing of your personal data, under certain conditions.
  • The right to object to processing – You have the right to object to our processing of your personal data, under certain conditions (e.g., for direct marketing or processing based on legitimate interests).
  • The right to data portability – You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.

If you would like to exercise any of these rights, please contact us at the email address provided below. We will respond to your request within a reasonable timeframe and in accordance with applicable laws.

For users in the European Economic Area (EEA) or the UK, we process your personal information under lawful bases such as your consent (e.g., for cookies or direct marketing), our legitimate interests (e.g., to operate and improve our Site, prevent fraud, and for analytics, provided these are not overridden by your rights), and to comply with legal obligations.

6. Consent for Cookies and Data Processing

By using our Site, you acknowledge the use of cookies and the processing of your information as described in this Privacy Policy. Where required by applicable law (e.g., GDPR, CCPA), we will seek your explicit consent for the use of non-essential cookies and for the collection and processing of certain personal information. This may be managed through a cookie consent banner or tool on our Site, which will provide you with clear information and the choice to opt-in or opt-out of such data collection and use. Your consent choices will be respected.

7. Data Security

We take reasonable precautions to protect your information and to prevent unauthorized access, use, or disclosure. However, no method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

8. “Your Money or Your Life” (YMYL) Content

Our Site, Bearded Investor, provides content related to stocks and financial markets. This type of content falls under a category often referred to as “Your Money or Your Life” (YMYL). We strive to provide accurate, clear, and honest information. However, the information on this Site is for informational and educational purposes only and should not be construed as financial advice. You should consult with a qualified financial professional before making any investment decisions.

9. Children’s Privacy

Our Site is not intended for use by children under the age of 13 (or 16 in certain jurisdictions, such as the EEA). We do not knowingly collect personally identifiable information from children under these ages. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us. If we become aware that we have collected personal information from children without verification of parental consent, we take steps to remove that information from our servers.

10. Links to Other Websites

Our Site may contain links to other websites that are not operated by us. If you click on a third-party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

11. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Effective Date” at the top. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

12. Contact Us

If you have any questions about this Privacy Policy, please contact us:

BEARDED INVESTOR